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Our Insurance Plans

Affordable, dignified cover for every family's needs.

Most Popular
Standard Burial Cover (R100)
Standard Burial Cover (R100)
R 100 / month

Covers main member plus 4 Adults (22-85 yrs) and 5 Children (0-21 yrs).

Cover R 4,000
Dependents Max 9

Plan Benefits:

  • R1500 Cash Back
  • Standard Casket
  • Cross
  • Cemetery Service 1
  • Storage & 100 Obituaries
  • Repatriation (Local Branch City)
Bronze Burial Cover (R200)
Bronze Burial Cover (R200)
R 200 / month

Covers main member plus 4 Adults (22-85 yrs) and 5 Children (0-21 yrs).

Cover R 6,000
Dependents Max 9

Plan Benefits:

  • R2000 Cash Back
  • Standard Casket
  • Headstone
  • Cemetery Service 1
  • Storage & 100 Obituaries
  • Repatriation (Local Branch City)
Gold Burial Cover (R300)
Gold Burial Cover (R300)
R 300 / month

Covers main member plus 4 Adults (22-85 yrs) and 5 Children (0-21 yrs).

Cover R 8,000
Dependents Max 9

Plan Benefits:

  • R2500 Cash Back
  • Dutch Casket
  • Headstone & Kerbs Free
  • Cemetery Service 2
  • Storage & 100 Obituaries
  • Repatriation (Local Branch City)

Common Questions

Who can I add as a dependent?

You can add your spouse, children, parents, and extended family members. Each plan has a maximum number of dependents as specified above.

Is there a waiting period?

Yes, there is a standard 6-month waiting period for natural death. Death by suicide has a 12-month waiting period. Accidental death is covered immediately from your first successful premium payment.

How do I pay my premiums?

We accept EFT transfers, ATM deposits, and cash payments at any of our branches. Please note: We do NOT perform debit orders. You may set up a stop order with your bank.

Common Questions

Quick answers to help you understand our burial cover and services better.

How do I join Ngqongqoshe Funeral Parlour?

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You can join by registering online via our Client Portal, visiting any of our branches, or calling our support line. Registration is simple and only requires your ID and contact details.

What is the waiting period for burial cover?

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There is a standard 6-month waiting period for natural death. Accidental death is covered immediately after your first premium payment. Death by suicide has a 12-month waiting period.

When are claims paid out?

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All valid claims are issued on Thursday of the week of the burial. We aim to validate documents within 24-48 hours of submission.

Can I add family members to my plan?

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Yes, depending on your plan, you can add your spouse, children, parents, and extended family members. Each plan has a specific limit on the number of dependents.
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